Please be aware: The website you are about to enter is not operated by Bank of the West. To get the bonus, you must: Offer code DNE100CIS is required to qualify for the bonus. Fixed annuities/insurance products are offered through BancWest Insurance Agency and/or BancWest Investment Services, Inc. in the states where we are licensed to do business. Current Marcus by Goldman Sachs customers and their referred friends can receive a 1 percent APY bonus for three months when a friend opens a Marcus savings account using a current Marcus customers referral link. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. New small business owners (with a business established after June 1, 2020) have the opportunity to earn a $200 bonus when they open a Basic Business Checking Account or a Business Interest Checking Account with Axos Bank. A Red Ventures company. Mastercard and the Mastercard Brand Mark are registered trademarks. This website uses cookies to improve your experience while you navigate through the website. New personal checking customers can earn $100 from Bank of America when they open an account online. Marcus by Goldman Sachs has its headquarters in New York. We do not include the universe of companies or financial offers that may be available to you. Our editorial team does not receive direct compensation from our advertisers. Balances at $1,000,000 or more receive a $5,000 bonus. $100 minimum opening deposit required between September 1, 2020 and September ?30, 2020 and make any deposit within the same calendar month in which the account was opened. You can refer five friends per year for a yield bonus. New checking customers can earn $200 at Wells Fargo. Only one Choice Money Market Savings account can be linked to a checking account. A $350 bonus can be earned for opening a Premier Account and having a total of $7,500 in certain direct deposits during the first 90 days. 2022 And if you have not had a personal relationship with this bank prior, you will be automatically declined through their on line application GUARANTEED! And with online banking becoming more popular and convenient, look for a bank or credit union that offers a solid set of digital tools. To qualify for the bonus, your friend must: If all requirements are met, both parties will receive $50 in their bank accounts. It earned 4.0 out of 5 stars in Bankrates full review of its products and services. Youll earn a $150 bonus for depositing between $15,000 and $24,999.99 during the first 30-day period. BMO has its headquarters in Chicago. We are an independent, advertising-supported comparison service. Only the business account payroll service ($10/mo) got coded as a DD. The coupon can be found on Chases website. Bank of the West | Checking, Loans, Credit Cards & Mortgages One checking account bonus is permitted per customer. Thanks for reaching out to us. Have a cumulative direct deposit amount of at least $1,000 into your account within the first 90 calendar days of opening this new account. Today, they have branches and commercial banking offices across the West Coast, the Southwest, the Midwest, and the Rocky Mountain states. *Securities and variable annuities are offered through BancWest Investment Services, a registered broker/dealer, member FINRA/SIPC, and SEC Registered Investment Adviser. Plus, unlimited 1% cash back on everything else. Our banking reporters and editors focus on the points consumers care about most the best banks, latest rates, different types of accounts, money-saving tips and more so you can feel confident as youre managing your money. A direct deposit of at least $5,000 earns $250. Bank of the West has some weird practices compared to other banks: External Transfers (ACH) to your own checking account at another bank cost $3 instead of being free, but Bill Pay checks are still free and so is Zelle. The application process was very suspect while I was filling it out online Never at any time, was I asked to upload ANY documents to validate my identity UNLIKE EVERY OTHER BANK OR FINANCIAL INSTITUTION that takes online applications!! Here's an explanation for how we make money Make the aggregate deposits needed within 60 days of account opening and keep the account open for at least 90 days. I opened a Bank of West account on October 1, 2018 and followed all the rules for the promotion and it is now January 6, 2019 no sign of the $150 bonus. Before signing up, read the fine print and be realistic about your ability to meet the requirements. Currently, they are offering a $25 Referral checking bonus when you meet the qualifications below. I copied & pasted their reason for the decline of my application: Thank you for applying for a(n) Premier Checking account. Please enable it and reload this page. Credit Cards - Bank of the West You can earn $200 by opening a new TD Signature Savings or TD Simple Savings account. Accounts closed within 90 days may be charged an early closure fee. By continuing, you agree to their use. Maintain an average monthly balance of $300 ($50 in Minnesota), Use Auto-Save to set up recurring monthly transfers of $25 or more from any Bank of the West personal checking account to your Classic Savings account, If the primary account holder is 18 years old or younger, Maintain an average monthly balance of $5,000, Use Auto-Save to set up a recurring monthly transfer of $75 or more from any Bank of the West personal checking account to your Choice Money Market Savings account. Users must first locate their Bank of the West Get My Card invitation number from their mail offer before starting the online application process: Visit www.bankofthewest.com/getmycard Enter your invitation code Enter your date of birth Enter your SSN Click the blue Confirm button Huntington National Bank: up to $600 bonus. Take our 3 minute quiz and match with an advisor today. Then youll need to keep that balance for another 60 days to get the bonus. New business checking accounts must be opened between Jan. 1 and March 31, 2023, to qualify for a bonus. Credit cards subject to credit approval. I fulfilled all the requirements of the bonus offer, they were supposed to deposit the bonus by 1/29, but I got nothing. Balances between $30,000 and $49,999 receive a $150 bonus. Open a Premier Checking account or both a Premier Checking and Choice Money Market Savings account to earn a generous $600 bonus. The Bank of the West Cash Back credit card has a number of important features, but the basic requirement is that applicants must be at least 18 years old and a U.S. resident. Limitations apply. Insurance is provided by insurance carriers indicated in your Guide to Benefits. Expert verified means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. So while the bonus is great initially, you may be sacrificing the long-term return. For example, for accounts opened in July, three months of sequential direct deposits made in July, August and September; August, September and October; September, October and November; or October, November and December would each qualify. Receive qualifying direct deposits of at least $1,000 each within 90 days of your account opening. One family had troublequestions, delays getting account openpossibly due to Resident Alien status (1 person), not funding account at time of opening (1 person). Bank of America is headquartered in Charlotte, North Carolina. Customers can earn up to $5 a month ($60 a year) by depositing at least $200 each month for a year in a new Savings Builder account. 1For more information about Zero Liability protection, refer to www.Mastercard.us/zero-liability.html. Youll need to open a Chase Business Complete Checking account for the $300 offer, which ends March 9, 2023. You have money questions. Applicants must sign up on Citibanks website that details the offer. For example, if you need to use branches and ATMs, double-check that there are plenty of them in your area. Use offer code (NEWBIZ200) when applying. Choose your state of legal residence. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. Necessary cookies are absolutely essential for the website to function properly. All rights reserved. All rights reserved. They will tell you that you have to go to one of their brick & mortar branches once you call their 800#, after your application has been declined online even if its 400 miles away to apply! 1994-2023 MasterCard. You can earn $50 by getting a Virtual Wallet. Applications submitted through other pages on our website will not qualify for this offer. Founded in 1976, Bankrate has a long track record of helping people make smart financial choices. Note: Bank of the West has branches only in the states listed in the drop-down. Meet with a Private Client Banker by the promotional deadline. To be eligible for this offer, all signers must: These offers are from Jan. 3 to March 31, 2023. And for those also looking to open a new checking or savings account, current promotions at some banks provide an additional financial incentive to move their funds now to a new home as much as an extra $200 or $300 (or more). Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. Non-qualifying direct deposits include transfers from Bank of the West or Bank of the West affiliate accounts, credits from Bank of the West, ACH bank-to-bank transfers, person-to-person transfers using a mobile payments service such as Zelle, or deposits made at a branch or ATM. Insurance is provided by insurance carriers indicated in your Guide to Benefits. If the customer received or may receive any other business checking bonus from Bank of the West between September 28, 2018 and September 30, 2020, then the customer is not eligible for this bonus offer. Got the $250 bonus in April. Currently, they are offering a $25 Referral checking bonus when you meet the qualifications below. Just a few days ago, I was approved online by both JP Morgan Chase Bank(Americas biggest bank) & Navy Federal Credit Union(Americas biggest Credit Union) with the same info that I furnished this application with, except as I said, Bank of West didnt even require me to upload documents validating my identity or address. Why? *Compare Bank of the West Promotions to more bank bonuses from Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more! Banks are particularly inclined to offer bonuses in a rising interest rate environment, when the spread between the interest rate they offer customers for deposits versus the interest rate they can get by lending money widens. Thank you for supporting HustlerMoneyBlog. ? ??? Beware, they do not pay out. Bankrate has answers. Limitations apply. Youll need to have qualifying direct deposits totaling at least $2,000 for either account offer. To the extent required by law, Bank will report value of each monthly bonus to the IRS on form 1099 for the applicable year in which the bonus was paid. Cash Back Credit Card - Bank of the West Copyright 2006-2015 HustlerMoneyBlog. Certain fees and restrictions may also apply. Your offers balance must be maintained for 60 days after the account has been open for 21 days. Open a new Advantage SafeBalance Banking, Advantage Plus Banking or Advantage Relationship Banking account online. Apply for a new, qualifying consumer checking account with a promotion code between 07/11/2022 and 9/30/2022the account must be opened by 10/14/2022. To receive the $25 Refer-a-Friend bonus: 1) Refer your family members and friends to open a new Bank of the West personal checking account with qualifying activities through the referral site or visit a local branch; 2) Referred candidate must be a new Bank of the West customer and open a new eligible personal checking account using the corresponding promo code to apply in branch or through the Refer-a-Friend offer page link; 3) After your referred friend or family member has opened a new Bank of the West personal checking account and has fulfilled the qualifying activities, the $25 referral bonus will be deposited to your primary Bank of the West checking account within 120 days.