Learn a full spectrum of mortgage concepts, from the fundamentals to the complex. by supporting specific courses, continuing education and designations necessary for our technical professionals to maintain the most current information for their area of expertise. LTCI Login, MondayThursday8:30 AM6 PM ETFriday9 AM6 PM ET, MondayThursday 8:30 AM6 PM ETFriday 9 AM6 PM ET. Watch Full Recording Watch Webinar Recording Evaluating and Calculating Borrower Income - Focus on Fixed and Variable Sources Who Should Attend: Loan Officers, Processors, Underwriters Webinar Materials: https://www.mgic.com/training/seminar-materials/evaluating-and-calculating-borrower-income 90 minutes. WITH RESPECT TO THESE MATERIALS AND THE RELATED TRAINING. In this mini-workshop we will discuss the basics of income calculation, including base, bonus, overtime and commission. Learn simple techniques you can use to set loans up for success. Radian National Training. Select a course category below to see what topics are offered under each and how to access: Learn about Mortgage Insurance (MI): What it is, how it works, why it provides value to lenders, investors, borrowers and how it helps build a path to homeownership! Webinar Materials: https://www.mgic.com/training/seminar-materials/seb-corporations-financial-statement-review Heads up: This course assumes you are comfortable building income from tax returns. Forgot username or password? You are protected We'll review what each ratio represents, why and how it is used in an analysis and where and how it functions in the decision-making process. Our customer service team is here to help you and your family with claims or answer questions. Reach NextGen, Multicultural, and Multigenerational Homebuyers and learn more about how you can better educate and serve this important and vital demographic. Many motivated buyers are now exploring new construction homes to fulfill their dream of homeownership. Creating an outline for your webinar content is easy if you already have a goal in mind. The footage of the webinar as well as an ear into the discussion can serve as a business resource after . 60-Minute Session With this course, acquire an increased awareness of the sources of fraud, learn ways to prevent fraudulent mortgage loans and discover how to effectively identify Red Flags. Call. As an added bonus, youll learn how to overcome common loan challenges and a formula for getting exceptions approved. 90-Minute Session Customized marketing for loan originators, Explore the benefits of partnering with MGIC. NMI Holdings, Inc. (NASDAQ: NMIH), is the parent company of National Mortgage Insurance Corporation (National MI), a U.S.-based, private mortgage insurance company enabling low down payment borrowers to realize home ownership while protecting lenders and investors against losses related to a borrower's default. This desire to build further change resilience requires a reinvigorated leadership focus on growing our employees capabilities and enhancing processes that drive development. Build organizational capability and employee engagement by enhancing: Business Acumen by ensuring employees have a deep understanding of our industry, business, and customers, as well as applying that knowledge in their role. Understand the factors that make up a credit score, and the fundamentals of mortgage risk. 2 Reference Information Course Levels Basic - Mortgage professional who is new to the mortgage industry with no experience to residential lending terms, definitions, practices or guidelines. Here is a list of some of our favorite free TRID training links: Free CFPB TRID Implementation Page. TRID guidelines are designed to help borrowers understand the terms costs associated with of their loan more clearly before closing. Expert Skills in group process facilitation, classroom instruction, and organizational effectiveness. Learn about the various tax returns and forms in this introductory class. Bank, Credit Union and Mortgage Training | OnCourse Learning - OnCourse Properties with solar panels are becoming increasingly common and can have a big impact on mortgage financing. Never heard of SplitEdge? Gain industry knowledge and essential skills from the experts at MGIC, the industry's leading mortgage insurance authority. Find out why line items matter on a Schedule C! Let us help you build, strengthen and educate your team. Our webinars feature international thought leaders presenting insight, ideas and advice. Our Customer Training Program is a best-in-class educational curriculum teaching the key skills, techniques and best practices needed to build your team's confidence and grow your share of originations. Participants learn how to apply FNMA and FHLMC guidelines to the Schedule K-1, evaluate business liquidity and determine qualifying income. Simplify your understanding of the most common liquid assets, industry guidelines, and required documentation. Our full-time trainers are mortgage industry experts. Join us for a lively discussion on ARM components, how to accurately qualify your borrower and when it is the right "fit" for your scenario. From mortgage industry and GSE updates to technical AUS training and professional development, there's something for every skill level and role. Free Webinars, Workshops & Trainings - Google Digital Garage self-paced training, timely videos, podcasts, and instructor-led live webinar sessions. XLSX Enact MI Join IIL's free webinars, for skilling up on project management, leadership, agile and scrum, communication, and work-life balance. Whether you are a seasoned mortgage professional or new to mortgage lending, this video contains a lot of useful information to ensure success when working with Radian. The Fannie Mae Learning Resource Center offers a wide range of materials to help you do business with Fannie Mae. Self-Employed Borrower: Case Study Part II: Completing the - SlideShare Get registered for training on AEP, OEP, selling strategies, plans and products, technology tools, and more. Enhanced Customer Service Through Better Business Communications, Best Practices in Professional Business Communication, Fannie Mae and Freddie Mac Renovation Programs, Understand the Basics for Fannie Mae and Freddie Mac Renovation Programs, Highlights Critical Areas of Purchase Transactions, Understanding Adjustable Rate Mortgages (ARMs), Leveraging Mortgage Insurance in Today's Market, Structuring Mortgage Insurance in today's market, Covers HPA 1998 and CFPB Bulletin, Termination Procedures, and Initial/Annual Disclosures, Managing the Middles - A Look at LTV Scenarios, How to differentiate yourself as an advisor in this competitive market. In this featured webinar, Kristin Messerli, leading strategist on NextGen finance and homeownership, will provide participants with new research and best practices to design better housing and finance solutions for millennial and Gen Z women to boost sales and revenue in 2023. Login/Register to access the new Coverage & Care page featuring the Coverage Needs Estimator*. 2-Day Course:This two-day course, designed with industry newcomers in mind, provides an overview of mortgage lending from A to Z. Modules range from industry terminology and property types, to the basics of understanding credit, income, the loan application and more! Combine that with the recent pandemic environment and it is not surprising that your customers have varying needs and comfort levels for communication and engagement. By using our website, you agree to our use of cookies. At your fingertips: the latest bulletin announcements and MGIC news releases regarding industry changes. You will learn how to apply FNMA and FHLMC guidelines to the Schedule K-1, evaluate business liquidity and determine qualifying income. Learn how to differentiate yourself from the competition and gain market share by becoming the best choice for mortgages among borrowers and Realtors. For years, the. In this recorded webinar, we will show how to set up, invite and host online webinars, FaceBook Live Events and post videos onto YouTube to educate, inform and promote. This short video will define the LLPA, discuss the upcoming changes, and review ways for you to support your customers. Navigating and Evaluating Personal Tax Returns, Audience:Loan Originators, Loan Processors and Underwriters. Our webinars, e-learning courses, and podcasts help you stay connected to your customers by providing relevant social media strategies, tips on increasing sales productivity, techniques for developing a growth mindset, and more. 10:00am (PT) Whether you are an originator or an underwriter, we have the resources and answers you need to understand how mortgage insurance can benefit you and your borrower. Instead, the loan is backed by private lenders, and its insurance is usually paid by the borrower. 2023 Genworth Financial, Inc. All rights reserved. Check out our latest posts below, and be sure to listen in to our latest episode. Webinar Materials: https://www.mgic.com/training/seminar-materials/appraisal During this webinar, you will get the tools you need to help build and strengthen your appraisal evaluation skills. We also offer a selection of on-demand webinars, also up-to-date, but that can be watched at your convenience. More and more loan files reflect different types of compensation. Creating a Customer Communication Strategy Plan, Keeping Customers Informed and Engaged in a Virtual World. Learn the five-step GRASS method, three common mistakes to avoid and the most important (and sometimes the most difficult) thing your plan should include. That's why we bring our deep expertise, insightful offerings and extra mile service to work every day to help lenders bring the dream of homeownership to more people. Sign up here. Select Download Format Genworth Calculator And Quick Reference Guide Download Genworth Calculator And Quick Reference Guide PDF Download Genworth Calculator And Quick Reference Guide DOC Site is lenders, and enforceable mortgage insurance Watch Webinar Recording Self-Employed Borrowers - Focus on Corporations and Financial Statements This webinar was recorded on January 26, 2023. One of our most important commitments is enriching the quality of life in our communities. In this short video, Radian National Training will touch on how these fixtures can impact the mortgage process. Short videos help maximize your learning experience, Timely podcasts you can listen to while on the go, Supplemental activities reinforce important concepts and apply what have you learned, Engaging workbooks and training materials bolster your knowledge. Training Resources Get instant access to the tools, guidance and training materials for our professional education courses. PDF Genworth Mortgage Insurance Training Course Catalog - Enact MI Invite your attendees, plan your event logistics, and decide on a webinar promotion strategy. Stay connected to the latest mortgage insurance news, trends and expert insights with timely email alerts. Understanding a Significant Derogatory Credit Event, Identify Credit Events in a Borrower's Mortgage File, Learn the Basics for Personal Video Marketing, Fannie Mae and Freddie Mac - Understanding Your Options, Fundamental Differences in Fannie Mae and Freddie Mac, Understanding Desktop Underwriter - Advanced Guidelines and Updates, Explore Conventional Loan Options to Determine Best Options, Learn about Ability to Repay (ATR) and Qualified Mortgages (QM), Help each person develop a personal code of ethics to use in the mortgage industry, Terminology Used in the Mortgage Industry, Understanding Credit Reports and Credit Scores, Basics of Credit Reports and Credit Scores, Verify if the Loan has a Home Equity Line of Credit, Introduction to the TILA-RESPA Integrated Disclosure (TRID), Review the TILA-RESPA Integrated Disclosures (TRID), Self-Employed Borrower Basics Part II - Partnership, S-Corp and Corporations, Examine Business Returns in Detail using the Cash Flow Analysis Method, From Action to Impact: Time Management for Originators, Identify Impactful Steps Over Busy Actions, Self-Employed Borrower Basics Part I - The Personal Tax Return, Business Income Concepts for Calculating Qualifying Income, Look at options to use Mortgage Insurance, A History of Mortgage Banking and Understanding of a Loan File, Understanding Desktop Underwriter (DU) - The Basics, Introduction to Fannie Maes Automated Underwriting System (AUS) Desktop Underwriter, An Overview of the Residential Loan Application (URLA), Complete and/or Review the Uniform Residential Loan Application, Understanding Loan Product Advisor - The Basics, Determine if a Borrower is in the US Legally for Mortgage Origination Purposes, How to Be Productive, Efficient And Valued, Appraisal Review: With Guidance for Rural Properties, Review Guidelines, Documentation Requirements, Best Practices and Issues Round, Overview of the Basics of Mortgage Insurance, Self-Employed Borrower Form 91 Part I - The Personal Tax Return, Calculate Income for Freddie Mac from Personal Tax Returns, How MCC Can be Used to Qualify Borrowers for HFA Loans, NAR 2022 Profile of Home Buyers and Sellers, Self-Employed Borrower Form 1084 Part I - The Personal Tax Return Webinar, Self-Employed Borrower Form 1084 Part II - The Business Tax Return Webinar, Review and Calculate Miscellaneous Employment Income Webinar, Calculating Income - The Exercises Webinar, Review Schedule E - Rental Income Webinar, Understanding Desktop Underwriter - Advanced Guidelines and Updates Webinar, Understanding Loan Product Advisor - Advanced Guidelines and Updates Webinar, Review Schedule C - Sole Proprietor Webinar, Self-Employed Borrower Form 91 Part I - The Personal Tax Return Webinar, Self-Employed Borrower Form 91 Part II - The Business Tax Return Webinar, Navigating Mutual Threats & Opportunities with your Realtor partners, Guide in understanding customers and their needs, Fannie Mae and Freddie Mae Year-End communications, Understanding the Basics of Freddie Mac's Refi Possible and Fannie Mae's RefiNOW, Fannie Mae and Freddie Mac's Low Income Refinance Options, Self-Employed Borrower Form 91 Part II - The Business Tax Return, Calculate Income for Freddie Mac for Partnerships and S Corporations, Including K-1 Income. Led by our team of experienced educators, youll get hands-on, practical training on topics that are relevant to your everyday operations. What is a Webinar Training? A Comprehensive Guide - ClickMeeting Mortgage fraud has been around a long time and it continues to be one of the fastest-growing crimes in the United States. Filter below to browse by topic, select format (such as Recorded), or display calendar view. Online virtual meetings are essential to successfully communicating with your customers and partners. In this webinar, Ginger Bell will demonstrate how to share your screen with borrowers via virtual meetings and record videos using Zoom. The Arch MI Tax Return Analysis Calculator, Audience:Loan Originators, Processors andUnderwriters, The AMITRAC (Arch MI Tax Return Analysis Calculator) is an interactive and intuitive spreadsheet that follows the SAM method of tax return analysis. Show Training & Webinars Borrower Education resources Access resources to First Time Home Buyers Education and Landlord Counseling. In MGIC's Residential Appraisal Review training webinar, you will get the tools you need to help build and strengthen your appraisal evaluation skills. Educate, optimize and streamline your lending process with MGICs vast library of tools, resources and marketing materials. Whether youve been in the business for decades or have just taken on a new role, youll benefit from 10 tips for communicating effectively with mortgage referral partners to gain a regular stream of business. Courses & Registration | Essent Mortgage Insurance In this workshop, you'll learn how to identify when fraud and misrepresentation are occurring. Training Resources - Enact MI Todays employers have found unique ways to, compensate or reward their employees. We will also review the principles of profit and loss statement requirements, net operating loss carryover considerations and person debts paid by the business. Webinars Fulfill Your Training Needs with Webinars. In addition, registered users can also sign up for email and text notifications, elect to go paperless, assign a delegate for your policy and much more. An alternative to FHA financing, HomeReady is designed for creditworthy, low-to moderate income borrowers and includes expanded eligibility for financing homes in designated low-income, minority and disaster-impacted communities. Underwriting - MGIC Find everything you need to succeed right here, whether it be training, lead generation or networking. This hands-on course includes analysis for a CORPORATION (1120) using a cash flow analysis method. But the system offers much more. Enhance your reputation by aligning your market, message and media. Conventional loans are much more common than government-backed financing. We are often asked how mortgage insurance can support Construction-to-Permanent transactions. Our Valentine's Day gift to you 13 webinar . Arch MI trains mortgage professionals to compete in todays fast-paced lending environment. Strengthen your understanding of the industry with our self-paced education. Radian Guaranty Inc. can help lower the risk for lenders making these types of loans, thereby helping potential borrowers qualify on a new construction property. estate industries relied solely on the traditional appraisal report. Blaine Rada, the host of Arch MI's Insights podcast series, is an experienced training coach and industry speaker who understands the challenges of competing for business in the mortgage marketplace. Webinars - Sagen Gain industry knowledge and essential skills from the experts at MGIC, the industrys leading mortgage insurance authority. This hands-on course includes analysis for a PARTNERSHIP (1065/K-1) using a cash flow analysis method. Contact your Account Managerfor more information about this course. Filing a Claim with Genworth Housing and Mortgage Market Review (HaMMR). This website uses cookies so that we can provide you with the best user experience possible. Forgot password? With guidance from an Essent facilitator, participants will learn to interpret the cadence with which a borrowers income is received and also practice calculating the base, monthly, qualifying income in nine separate exercises. Modules focus on the Three Cs of mortgage lending, including credit, income, assets and collateral. Learn how to put our powerful solutions to work for your business. Genworth Calculator And Quick Reference Guide 60-Minute Session Click any title below to learn more and register. LTCI Login, MondayThursday8:30 AM6 PM ETFriday9 AM6 PM ET, MondayThursday 8:30 AM6 PM ETFriday 9 AM6 PM ET. In addition, registered users can also sign up for email and text notifications, elect to go paperless, assign a delegate for your policy and much more. 872012 Genworth Financial, Inc. All rights . View The Training Catalog Self-Employed Borrower Tools We get it, mental math is hard. Need a refresher? We deliver skill-building training programs and special events right to your desk through our webinars. Learn the fundamentals of navigating through personal tax returns, including key components of the 1040 including Schedule 1, Schedule B, Schedule D and Schedule E. Discover when and why tax returns are needed, and how to recognize when tax returns are complete. Firstly, you can select from our 16 off-the-shelf topics and we can run the webinar for your people or we can customise a webinar for you to cover exactly what you need.. Our clients like to use our existing webinar content and add a couple of sessions here . ESSENTIAL. Learn some of the industry lingo while exploring the importance of Valid AUS Findings to the loan file. Our complimentary trainings highlighted below support our vision of a diverse, engaged and inclusive workforce. Evaluating and Calculating Borrower Income - MGIC Click, Notice of Insurance Information Practices. This Timely Topics video will help you better understand those changes and impacts. Review 8 FAQs about assets and get the answers! Jun 2016 - Present6 years 10 months. March 2023. Are you prepared to review self-employed income document changes due to the drastic influences of the pandemic. I always walk away with something, even if it's a little tip or trick, from every MGIC webinar.. Arch MI offers a mix of live and on-demand webinars and customized on-site training. While we hope that you will find our free TRID training resources on this site beneficial, we wanted to also provide you with a few other free TRID training resources that might be beneficial to you. General Dwight Eisenhower said, Plans are nothing. In this short video, we will demonstrate how to activate MI on a Borrower Paid Monthly (BPMI) with deferred premium. Identifies the key areas to focus on in the Uniform Residential Appraisal Report. Participants will also learn how Validation services and third-party vendors are available to help us properly document a loan file. We'll walk you through loan scenarios designed to introduce the rental income guidelines, and highlight any differences between Agency guidelines pertaining to rental income.